The spouses of military members in Lakeland enjoy a good number of unique benefits due to that association. It is for this reason why many of them worry about how a divorce might impact their eligibility for those benefits (until they are able to secure gainful employment on their own).
One of the most important benefits many enjoy is health insurance coverage through TRICARE. Given that (according to the National Institutes of Health) 24% of adult women and 14% of adult men only have access to health insurance as a dependent, the concern about losing TRICARE is very real.
Remaining covered through TRICARE following a divorce
Past posts on this blog detail the “20/20/20 Rule,” and when it comes to continued TRICARE coverage following a military divorce, the same standard applies. One remains eligible for coverage even after their divorce from their service member spouse provided they meet that criteria. If they only meet the 20/20/15 standard (meaning their marriage only overlapped their spouse’s service for 15 years), they keep their TRICARE coverage for one year following their divorce.
When one’s case does not meet either the 20/20/20 or 20/20/15 standards, they can pay for the right to continue to have access to healthcare coverage through the Continued Health Care Benefit Program. As an unmarried former spouse of a military member, one can keep such coverage for up to 36 months following their divorce through this program.
Continued coverage for divorced service members’ kids
What about coverage for one’s kids? This is one area where one getting a divorce from a service member need not worry. Per TRICARE’s website, a minor child remains eligible for coverage through their parent’s plan up to the age of 21 (23 if enrolled in college).